Here you will find a detailed list of benefits provided by AIESEC-STUDENT-INSURANCE.
Insurance cover – where medically necessary – is provided for:
You will find a full description of benefits and benefit exclusions in the General Insurance Conditions.
Our insurance policy AIESEC-STUDENT-INSURANCE includes full personal liability insurance for the insured person. In addition to personal injury and property damage, the policy also covers damage to rented property. Damages to rented property are damages caused to a rented flat/apartment.
Insurance cover within the policy is only provided if the insured person has no other or sufficient insurance cover (subsidiary cover).
Au pairs are covered by liability insurance in their role as private individuals and within their specific work as an au pair. This cover includes language travelers who live with families (who have children) and carry out work similar to that of an au pair.
Damage caused by the use of a motor vehicle is not insured. This includes both personal injury and damage to property.
You will find a full description of benefits and benefit exclusions in the General Insurance Conditions.
AIESEC-STUDENT-INSURANCE provides the following accident insurance benefits:
You will find a full description of benefits and benefit exclusions in the General Insurance Conditions.
Before commencement of their trip, AIESEC members have access to the latest information and tips of experts 24 hours a day. Moreover, AIESEC members are supported by the international medical SOS team and security experts so that they are well-prepared for their stay abroad.
The medical and security assistance includes:
International SOS finds the appropriate contact partner if the AIESEC member has a medical or security-related problem.
Cashless payment: International SOS issues a payment guarantee for hospital bills and cost-intensive outpatient treatments.
Under certain circumstances, if permitted by law, prescribed drugs and medical supplies which are not available in the country can be obtained via International SOS.
In case of a medical emergency, International SOS organizes the repatriation and/or evacuation to the nearest appropriate medical center, if necessary accompanied by a physician.
International SOS has exclusive access to ambulance aircrafts and portable medical equipment.
International SOS assists with stationary admission and guarantees advance payment. Moreover, the patient's state of health is monitored in order to guarantee appropriate medical treatment.
International SOS coordinates travel arrangements for the insured person's relatives.
International SOS organizes the transport to the nearest hospital or clinic.
International SOS organizes the repatriation of mortal remains.
International SOS organizes individual or group evacuations with the support of the International SOS security staff and medical professionals in the country. Moreover, local security forces are activated in order to guarantee the quick and safe evacuation of AIESEC members.
During an evacuation, International SOS gives advice, coordinates the escort and security service and stays in contact with the operation center.AIESEC members have access to the International SOS communication portal. There they can find detailed information on their destination country. International SOS developed an automatic travel information portal which offers a wide range of information, for example about medical risks in the destination countries, necessary vaccinations as well as travel and cultural information.
The e-learning program introduces the AIESEC member to central security and medical aspects. The programs were designed to provide the member with necessary knowledge in order to minimize security and medicals risks during the stay abroad.
AIESEC members can install a free assistance app on their smartphone. With this app they can call the nearest assistance center or look for the latest medical recommendations as well as security tips for the current location at any time. Moreover, they have access to warnings for other areas. On the basis of this mobile access to security information and medical recommendations, AIESEC members can make well-reasoned decisions concerning medical and security-related questions which might influence their health and well-being.
International SOS guarantees advance payment of medical costs and all other costs which are related to inpatient treatments and cost-intensive outpatient treatments if such treatments are covered by the insurance policy.
You will find a full description of benefits and benefit exclusions in the General Insurance Conditions.
The insured person’s entire baggage as well as his/her valuables such as jewelry, laptops, and video equipment is/are covered within the sums insured. The insurer will reimburse the baggage’s current value in case of theft, burglary, robbery, extortion with robbery, willful destruction or maliciousness on the part of third parties, accidents involving a means of transportation or an accident of the insured person and in case of storms, fires, lightning strikes, or explosions or force majeure.
The policy includes damage to furs, jewelry, objects made of precious metals, laptops, photographic and film equipment and portable video systems, including their accessories. For the aforementioned objects, the liability for damages per insured event is limited to a maximum of 50% of the sum insured of €2,000.
The deductible for damages to baggage per insured event is €50.
You will find a full description of benefits and benefit exclusions in the General Insurance Conditions.
Phone: +49 2247 9194-978
Mon-Fri: 8 am to 6 pm